How to qualify

    JN Money customers can get some Good Vibes during this back-to-school period by receiving cash back of up to a maximum of 200 Canadian OR US dollars OR UK pounds every time they send or receive funds with JN Money during the JN Money Back-to-School promotion!

    From now until September 10, 2018, one lucky customer in each JN Money region will have the opportunity of receiving ‘cash back’ of their total money sent each week.

    Customers in Jamaica will have the chance to win up to JA $20,000 every week.

    Send Good Vibes with JN Money… fast affordable convenient

    JN Money Back to School Cash Back Promotion – Canada

    1. Automatic Entry:

    All transactions (excluding mobile top up) sent during the Promotional Period- August 8 – September 4, 2018 will be automatically entered into the promotion. Customers who send a qualifying transfer during the promotional period will have a chance each week to win cash back.

    1. Mail In Entries:

    To enter the competition without conducting a Qualifying Transaction, send a letter by mail in an envelope with your full name, address and phone number with suitable postage to:

    1633 Eglinton Avenue West, Toronto, Ontario, M6E 2H1

    Mail-in entries received without all the information requested above will be void. Limited to one entry per mailing envelop. Sponsor is not responsible for late, lost, incomplete, illegible or misdirected mail. Mail-in entries must be received no later than September 4, 2018

    The number of entries received per person over the Promotion Period is not limited, regardless of method of entry. A transaction will not increase your chances of winning. Odds of winning depend on the number of entries received within the Promotional Period. For more information regarding the use of entry information, see “Privacy” section.

    Only entries from Canada will qualify for entry. Transactions from all other regions do not qualify for entry.

    1. Eligibility for Entry:

    This contest is open to legal Canadian residents only (excluding Quebec) and is governed by Canadian law and the laws of the province of Ontario. Participants must be 18 years of age or older as of august 8, 2018. To be eligible for entry persons must have sent a transfer; made a bill payment or have sent a Mail-In entry as stated above during the qualifying period.

    Sponsor reserves the right, in its sole discretion, to modify or terminate the Promotion in the event of any act, occurrence, or reason that it believes would corrupt the integrity, administration, or fairness of the Promotion.

    1. Privacy

    Information submitted by entrants for the Promotion may be disclosed by Sponsor to third parties, pursuant to legal requirements. To opt out call: 1-866-735-6002.

    1. Prize Details

    Weekly Cash Back Prize

    One (1) customer will be randomly selected each week, of the competition, to receive a full cash back of their transfer transaction value sent. The cash back value is capped at a maximum of CND$200 per selected winner. For instance, if the value of the transfer sent is CND$100, the winner will receive full Cash Back of CND$100. However, if the value of the transfer sent is CND$400, the winner will receive the maximum Cash Back amount of CND$200.

    A total of four (4) winners will be awarded prizes over the four weeks promotional period.

    1. General Rules

    o Employees of Jamaica National Group and its member companies including JN Money Services Ltd, its subsidiaries, namely: JNMS (USA) Inc., JNMS (UK) Ltd., JNMS (Cayman) Ltd., JNMS (Canada) Ltd. and their agents, including their immediate families (parents, siblings, spouse, and children) are not eligible to enter this competition.

    o Claiming Period: Winners will be notified by 12:00 p.m. on the day after selection. Winners must collect their prizes within 7 days of notification (which does not include weekends). If prizes are not claimed after this period, the Sponsor reserves the right to select an alternate entrant from the remaining eligible entries.

    o JNMS (Canada) Ltd. reserves the right to delay, terminate or amend this promotion at anytime. In any of these events, notice will be given to the participants via an advertisement.

    o JNMS (Canada) Ltd. reserves the right to use photographs of winners in promotional articles and publicity features, if the winners refuse, they will forfeit the prize.

    1. Eligibility for prize drawings will be determined by the following:

    7.1 Entry dated from August 8 and September 4, 2018.

    7.2 Transactions not cancelled.

    7.3 Mailed in Entries post marked from August 8 to September 4, 2018.

    7.4 Not be a previous winner in this Cash Back competition

    1. Selection for the prize winner will be governed by the following:

    A representative from the JN Group Internal Audit Department will be invited to oversee the drawing on the date outlines under “Date of Selection”.

    1. All participants must agree to abide by the rules of the Promotion. The decisions of JNMS (Canada) Ltd. regarding all aspects of the Promotion will be final.
    2. Participants who do not adhere to the terms and conditions of the Promotion are subject to disqualification.
    3. Method of selection of winner/s:

    At the end of each week, during the promotional period, a data pull will be requested from the JNMS Group Information Technology Unit detailing all qualifying transactions including the mail in entries received during the specified periods (outlined under Date of Selection).

    Drawing for the weekly cash back prize winner will be selected on or about the dates under “Date of Selection”. An additional ten (10) persons each week will be chosen as back up winners.

    The winners will be notified by telephone. Three consecutive telephone attempts will be made to reach each winner on the day of the draw no later than 12:00 p.m. of the following day. If JNMS has exhausted the number of attempts and calls were unsuccessful, the next person in line from the pre-selected back up entries will be selected.

    A failed attempt is when the phone rings without an answer, goes to voicemail or is busy or answered by someone other than the person JNMS is trying to reach. Winners will be asked to produce a valid ID (Passport or Driver’s license). If winners are unable to collect their prizes, someone else can do so on their behalf by producing a notarized authorization letter along with a valid identification of them self.

    Test of skill: The randomly selected persons will only be considered a winner once he/she satisfies the test of skill.

    1. Date of selection: There will be four (4) selection dates throughout the promotional period.

    Winners will be randomly selected each week at 10 a.m. on the drawing date at JN Money Services Ltd, 17 Ruthven Road, Building 2, Kingston 10.

    1. Automatic Entry:

    All transactions (excluding mobile top up) sent during the Promotional Period- August 10 – September 6, 2018 will be automatically entered into the promotion. Customers who send a qualifying transfer during the promotional period will have a chance to win cash back every week.

    The number of entries received per person over the Promotion Period is not limited, regardless of method of entry. A transaction will not increase your chances of winning. Odds of winning depend on the number of entries received within the Promotional Period. For more information regarding the use of entry information see “Privacy” section.

    Only entries from the following regions will qualify for entry: Antigua, Turks and Caicos and Dominica. Transactions from all other regions do not qualify for entry.

    1. Eligibility for Entry:

    Entry into the Promotion is only open to legal residents of Antigua, Turks and Caicos and Dominica. Participants must be 18 years of age or older as of August 9, 2018. To be eligible for entry persons must have sent a transfer or have made a bill payment during the qualifying period.

    Sponsor reserves the right, in its sole discretion, to modify or terminate the Promotion in the event of any act, occurrence, or reason that it believes would corrupt the integrity, administration, or fairness of the Promotion.

    1. Privacy

    Information submitted by entrants for the Promotion may be disclosed by Sponsor to third parties, pursuant to legal requirements. To opt out call: 1-876-929-8477.

    1. Prize Details

    Weekly Cash Back Prize (USD)

    One (1) customer will be randomly selected each week to receive a full cash back of the transfer value sent. The cash back value is capped at a maximum of USD$200 per selected winner. For instance, if the value of the transfer sent is USD$100, the winner will receive full Cash Back of USD$100. However, if the value of the transfer sent is US$400, the winner will receive the maximum Cash Back amount of USD$200.

    A total of four (4) winners will be awarded prizes over the four weeks promotional period.

    1. General Rules

    o Employees of Jamaica National Group and its member companies including JN Money Services Ltd, its subsidiaries, namely: JNMS (USA) Inc., JNMS (UK) Ltd., JNMS (Cayman) Ltd., JNMS (Canada) Ltd., and agents, including their immediate families (parents, siblings, spouse, and children) are not eligible to enter this competition.

    o Claiming Period: Winners will be notified by 12:00 p.m. on the day after selection. Winners must collect their prizes within 7 days of notification (which does not include weekends). If prizes are not claimed after this period, the prize will be retained and remain as property of JN Money Services Ltd.

    o JN Money Services Ltd. reserves the right to delay, terminate or amend this promotion at anytime. In any of these events, notice will be given to the participants via an advertisement.

    o JN Money Services Ltd reserves the right to use photographs of winners in promotional articles and publicity features, if the winners refuse, they will forfeit the prize.

    1. Eligibility for prize drawings will be determined by the following:

    6.1 The selected winner must have entries between August 10 and September 6, 2018.

    6.2 Cancelled transactions will not be eligible.

    6.3 Mailed in Entries must have a post marked date ranging from August 10 to September 6, 2018.

    6.4 Participants must not be a previous winner of a Cash Back during the promotional period

    1. Selection for the prize winner will be governed by the following:

    A representative from the JN Group Internal Audit Department will be invited to oversee the drawing on the date outlined under “Date of Selection”.

    1. All participants must agree to abide by the rules of the Promotion. The decisions of JN Money Services Ltd. regarding all aspects of the Promotion will be final.
    2. Participants who do not adhere to the terms and conditions of the Promotion are subject to disqualification.
    3. Method of selection of winner/s:

    At the end of each promotional week, a data pull will be requested from the JNMS Group Information Technology Unit detailing all qualifying transactions sent during the specified periods (outlined under Date of Selection).

    Drawing for the weekly cash back prize winner will be selected on or about the dates under “Date of Selection”. An additional ten (10) persons each week will be chosen as back up entries.

    The winners will be notified by telephone. Three consecutive telephone attempts will be made to reach each winner on the day of the draw no later than 12:00 p.m. of the following day. If JNMS has exhausted the number of attempts and calls were unsuccessful, the next person in line from the pre-selected back up entries will be selected.

    A failed attempt is when the phone rings without an answer, goes to voicemail or is busy or answered by someone other than the person JNMS is trying to reach. Winners will be asked to produce a valid ID (Passport or Driver’s license). If winners are unable to collect their prizes, someone else can do so on their behalf by producing a notarized authorization letter along with a valid identification of them self.

    1. Date of selection: There will be four (4) selection dates throughout the promotional period.

    Winners will be randomly selected each week at 10 a.m. at JN Money Services Ltd, 17 Ruthven Road, Building 2, Kingston 10.

    JN Money Back to School Cash Back Promotion Official Rules – Cayman

    1. Automatic Entry:

    All transactions (excluding mobile top up) sent during the Promotional Period- August 8 – September 4, 2018 will be automatically entered into the promotion. Customers who send a qualifying transfer during the promotional period will have a chance to win cash back every week.

    The number of entries received per person over the Promotion Period is not limited, regardless of method of entry. A transaction will not increase your chances of winning. Odds of winning depend on the number of entries received within the Promotional Period. For more information regarding the use of entry information see “Privacy” section.

    Only entries from the Cayman Islands will qualify for entry. Transactions from all other regions do not qualify.

    1. Eligibility for Entry:

    Entry into the Promotion is only open to legal residents of the region mentioned above. Participants must be 18 years of age or older as of August 7, 2018. To be eligible for entry persons must have sent a transfer with JN Money over the counter or online, or have made a bill payment during the qualifying period.

    Sponsor reserves the right, in its sole discretion, to modify or terminate the Promotion in the event of any act, occurrence, or reason that it believes would corrupt the integrity, administration, or fairness of the Promotion.

    1. Privacy

    Information submitted by entrants for the Promotion may be disclosed by Sponsor to third parties, pursuant to legal requirements. To opt out call: 345-945-2014.

    1. Prize Details

    Weekly Cash Back Prize

    One (1) customer will be randomly selected each week to receive a full cash back of the transfer value sent. The cash back value is capped at a maximum of KYD$200 per selected winner. For instance, if the value of the transfer sent is KYD$100, the winner will receive full Cash Back of KYD$100. However, if the value of the transfer sent is KYDS$400, the winner will receive the maximum Cash Back amount of KYD$200.

    A total of four (4) winners will be awarded prizes over the four weeks promotional period.

    1. General Rules

    o Employees of Jamaica National Group and its member companies including JN Money Services Ltd, its subsidiaries, namely: JNMS (USA) Inc., JNMS (UK) Ltd., JNMS (Cayman) Ltd., JNMS (Canada) Ltd., and agents, including their immediate families (parents, siblings, spouse, and children) are not eligible to enter this competition.

    o Claiming Period: Winners will be notified by 12:00 p.m. on the day after selection. Winners must collect their prizes within 7 days of notification (which does not include weekends). If prizes are not claimed after this period, the prize will be retained and remain as property of JNMS (Cayman) Ltd.

    o JNMS (Cayman) Ltd. reserves the right to delay, terminate or amend this promotion at anytime. In any of these events, notice will be given to the participants via an advertisement.

    o JNMS (Cayman) Ltd. reserves the right to use photographs of winners in promotional articles and publicity features, if the winners refuse, they will forfeit the prize.

    1. Eligibility for prize drawings will be determined by the following:

    6.1 The selected winner must have entries between August 8 and September 4, 2018.

    6.2 Cancelled transactions will not be eligible.

    6.3 Mailed in Entries must have a post marked date ranging from August 8 to September 4, 2018.

    6.4 Participants must not be a previous winner of a Cash Back during the promotional period

    1. Selection for the prize winner will be governed by the following:

    A representative from the JN Group Internal Audit Department will be invited to oversee the drawing on the date outlined under “Date of Selection”.

    1. All participants must agree to abide by the rules of the Promotion. The decisions of JNMS (Cayman) Ltd. regarding all aspects of the Promotion will be final.
    2. Participants who do not adhere to the terms and conditions of the Promotion are subject to disqualification.
    3. Method of selection of winner/s:

    At the end of each promotional week, a data pull will be requested from the JNMS Group Information Technology Unit detailing all qualifying transactions sent during the specified periods (outlined under Date of Selection).

    Drawing for the weekly cash back prize winner will be selected on or about the dates under “Date of Selection”. An additional ten (10) persons each week will be chosen as back up entries.

    The winners will be notified by telephone. Three consecutive telephone attempts will be made to reach each winner on the day of the draw no later than 12:00 p.m. of the following day. If JNMS has exhausted the number of attempts and calls were unsuccessful, the next person in line from the pre-selected back up entries will be selected.

    A failed attempt is when the phone rings without an answer, goes to voicemail or is busy or answered by someone other than the person JNMS is trying to reach. Winners will be asked to produce a valid ID (Passport or Driver’s license). If winners are unable to collect their prizes, someone else can do so on their behalf by producing a notarized authorization letter along with a valid identification of them self.

    1. Date of selection: There will be four (4) selection dates throughout the promotional period.

    Winners will be randomly selected each week at 10 a.m. at JN Money Services Ltd, 17 Ruthven Road, Building 2, Kingston 10.

    JN Money Back to School Cash Back Promotion Official Rules – Jamaica

    1. Automatic Entry:

    All transactions (excluding mobile top up) received from overseas or sent from Jamaica during the promotional period- August 14 – September 10, 2018 will be automatically entered into the promotion.

    1. Prize Details

    Weekly Cash Back Prize

    Each week, one (1) customer who receives money from the following regions: United Kingdom, USA South East, USA North East, Canada, Cayman and the Caribbean territories (Antigua, Turks and Caicos and Dominica) will have the opportunity to be randomly selected to receive cash back valued at a maximum of J$20,000.

    Twenty- four (24) winners will be awarded prizes over the four weeks promotional period, i.e. six (6) weekly winners every week who received from one of the six regions: United Kingdom, USA South East, USA North East, Canada, Cayman and the Caribbean territories (Antigua, Turks and Caicos and Dominica- where one winner will be selected from combined transactions).

    JN Money Back to School Package

    Each selected winner will also receive a JN Money Back to School Package that includes: school bag, pencil case, water bottle, lunch bag, two (2) notebooks, pens and pencils. Each package is valued at J$4,000.

    1. General Rules
    • Employees of Jamaica National Group and its member companies including JN Money Services Ltd, its subsidiaries, namely: JNMS (USA) Inc., JNMS (UK) Ltd., JNMS (Cayman) Ltd., JNMS (Canada) Ltd., and their agents, including their immediate families (parents, siblings, spouse, and children) are not eligible to enter this competition.
    • Claiming Period: Winners will be notified by 12 p.m. on the day after selection. Winners must collect their prizes within 7 days of notification (which does not include weekends). If prizes are not claimed after this period, the prize will be retained and remain as property of JN Money Services Limited.
    • JN Money Services Ltd, with consultation and prior approval from the Betting Gaming and Lotteries Commission (BGLC) reserves the right to delay, terminate or amend this promotion at anytime. In any of these events, notice will be given to the participants via an advertisement.
    • The Promotion and rules shall be exclusively governed and interpreted in accordance with the laws of Jamaica.
    • JNMS reserves the right to use photographs of winners in promotional articles and publicity features, if the winners refuse, they will forfeit the prize.
    1. Eligibility for prize drawings will be determined by the following:

    4.1 Selected winners must receive and collect a transfer within the promotional weekly period as outlined under “Date of Selection”.

    1. Judging for the prize winner will be governed by the following:

    5.1 All transfers received during the promotional period are automatically entered into the weekly draws, excluding mobile top ups.

    5.2 A representative from the Betting, Gaming & Lotteries Commission (if available) and a member from Internal Audit will be required to oversee the drawing of each prize for the promotion.

    1. All participants must agree to abide by the rules of the Promotion. The decisions of JNMS regarding all aspects of the Promotion will be final.
    2. Participants who do not adhere to the terms and conditions of the Promotion are subject to disqualification.
    3. Method of selection of winner/s:

    At the end of each promotional week, a data pull will be requested from the JNMS Group Information Technology Unit detailing all qualifying transfers over the counter, online, on the JN Money Card, or to a bank account at a financial institution (outlined under Date of Selection).

    1. The data for the weekly transactions received will be extracted to Microsoft Excel and forwarded to the JN Internal Audit Department for verification and selection of the winners. Customers will be randomly selected by data analysis software called Audit Command Language (ACL). An additional thirty persons (five persons per region) each week will be chosen as back up entries.

    The weekly winners will be notified by telephone. Three (3) consecutive telephone attempts will be made to reach each winner by no later than 12:00 p.m. on the day after selection. If JNMS has exhausted the number of attempts and calls were unsuccessful, the next person in line from the pre-selected back up entries will be selected.

    A failed attempt is when the phone rings without an answer, goes to voicemail or is busy or answered by someone other than the person JNMS is trying to reach. Winners will be asked to produce a valid ID (Passport, Driver’s license or National ID). If winners are unable to collect their prizes someone else can do so on their behalf by producing an authorization letter signed and stamped by a Justice of the Peace along with a valid identification of them self. If after going through the back up entries no winners are identified, JNMS has the right to retain the prize. Winners must be 18 years or older to enter the promotion.

    1. Date of selection: There will be four (4) selection dates throughout the promotional period. They are as follows:

    Winners will be randomly selected each week at 10 a.m. at JN Money Services Ltd, 17 Ruthven Road, Building 2, Kingston 10.

    JN Money Back to School Cash Back Promotion Official Rules – UK

    1. Automatic Entry:

    All transactions (excluding mobile top up) sent during the Promotional Period- August 8 – September 4, 2018 will be automatically entered into the promotion. Customers who send a qualifying transfer during the promotional period will have a chance to win cash back every week.

    1. Mail In Entries:

    To enter the competition without a Qualifying Transaction, send a letter by mail in an envelope with your full name, address and phone number with suitable postage to:

    389-391 Brixton Road, Brixton, London SW9 7DE, United Kingdom

    Mail-in entries received without all the information requested above will be void. Limited to one entry per mailing envelope. Sponsor is not responsible for late, lost, incomplete, illegible or misdirected mail. Mail-in entries must be received by September 4, 2018

    The number of entries received per person over the Promotion Period is not limited, regardless of method of entry. A transaction will not increase your chances of winning. Odds of winning depend on the number of entries received within the Promotional Period. For more information regarding the use of entry information see “Privacy” section.

    Only entries from the United Kingdom will qualify for entry. Transactions from all other regions do not qualify for entry.

    1. Eligibility for Entry:

    Entry into the Promotion is only open to legal residents of the region mentioned above. Participants must be 18 years of age or older as of August 7, 2018. To be eligible for entry persons must have sent a transfer; made a bill payment or have sent a Mail-In entry as stated above during the qualifying period.

    Sponsor reserves the right, in its sole discretion, to modify or terminate the Promotion in the event of any act, occurrence, or reason that it believes would corrupt the integrity, administration, or fairness of the Promotion.

    1. Privacy

    Information submitted by entrants for the Promotion may be disclosed by Sponsor to third parties, pursuant to legal requirements. To opt out call: 0-800-328-1622.

    1. Prize Details

    Weekly Cash Back Prize

    One (1) customer will be randomly selected each week to receive a full cash back of the transfer value sent. The cash back value is capped at a maximum of GBP£200 per selected winner. For instance, if the value of the transfer sent is GBP£100, the winner will receive full Cash Back of GBP£$100. However, if the value of the transfer sent is GBP£400, the winner will receive the maximum Cash Back amount of GBP£200.

    A total of four (4) winners will be awarded prizes over the four weeks promotional period.

    1. General Rules

    o Employees of Jamaica National Group and its member companies including JN Money Services Ltd, its subsidiaries, namely: JNMS (USA) Inc., JNMS (UK) Ltd., JNMS (Cayman) Ltd., JNMS (Canada) Ltd., and agents, including their immediate families (parents, siblings, spouse, and children) are not eligible to enter this competition.

    o Claiming Period: Winners will be notified by 12:00 p.m. of the following day they are selected. Winners must collect their prizes within 7 days of notification (which does not include weekends). If prizes are not claimed after this period, the prize will be retained and remain as property of JNMS (UK) Ltd.

    o JNMS (UK) Ltd. reserves the right to delay, terminate or amend this promotion at anytime. In any of these events, notice will be given to the participants via an advertisement.

    o JNMS (UK) Ltd. reserves the right to use photographs of winners in promotional articles and publicity features, if the winners refuse, they will forfeit the prize.

    1. Eligibility for prize drawings will be determined by the following:

    7.1 The selected winner must have entries between August 8 and September 4, 2018.

    7.2 Cancelled transactions will not be eligible.

    7.3 Mailed in Entries must have a post marked date ranging from August 8 to September 4, 2018.

    7.4 Participants must not be a previous winner of a Cash Back during the promotional period

    1. Selection for the prize winner will be governed by the following:

    A representative from the JN Group Internal Audit Department will be invited to oversee the drawing on the date outlines under “Date of Selection”.

    1. All participants must agree to abide by the rules of the Promotion. The decisions of JNMS (UK) Ltd. regarding all aspects of the Promotion will be final.
    2. Participants who do not adhere to the terms and conditions of the Promotion are subject to disqualification.
    3. Method of selection of winner/s:

    At the end of each promotional week, a data pull will be requested from the JNMS Group Information Technology Unit detailing all qualifying transactions sent during the specified periods (outlined under Date of Selection).

    Drawing for the weekly cash back prize winner will be selected on or about the dates under “Date of Selection”. An additional ten (10) persons each week will be chosen as back up entries.

    The winners will be notified by telephone. Three consecutive telephone attempts will be made to reach each winner on the day of the draw no later than 12:00 p.m. of the following day. If JNMS has exhausted the number of attempts and calls were unsuccessful, the next person in line from the pre-selected back up entries will be selected.

    A failed attempt is when the phone rings without an answer, goes to voicemail or is busy or answered by someone other than the person JNMS is trying to reach. Winners will be asked to produce a valid ID (Passport or Driver’s license). If winners are unable to collect their prizes, someone else can do so on their behalf by producing a notarized authorization letter along with a valid identification of them self.

    1. Date of selection: There will be four (4) selection dates throughout the promotional period.

    Winners will be randomly selected each week at 10 a.m. at JN Money Services Ltd, 17 Ruthven Road, Building 2, Kingston 10.

    JN Money Back to School Cash Back Promotion Official Rules – USA NE

    1. Automatic Entry:

    All transactions (excluding mobile top up) sent during the Promotional Period- August 8 – September 4, 2018 will be automatically entered into the promotion. Customers who send a qualifying transfer during the promotional period will have a chance each week to win cash back.

    1. Mail In Entries:

    To enter the competition without conducting a Qualifying Transaction, send a letter by mail in an envelope with your full name, address and phone number with suitable postage to:

    233-16 Merrick Boulevard, Queens, New York, 11422

    Mail-in entries received without all the information requested above will be void. Limited to one entry per mailing envelop. Sponsor is not responsible for late, lost, incomplete, illegible or misdirected mail. Mail-in entries must be received by September 1, 2018

    The number of entries received per person over the Promotion Period is not limited, regardless of method of entry. A transaction will not increase your chances of winning. Odds of winning depend on the number of entries received within the Promotional Period. For more information regarding the use of entry information see “Privacy” section.

    Only entries from the following regions will qualify for entry: USA – New York, New Jersey, Connecticut, Maryland, Massachusetts, Washington DC. Transactions from all other regions do not qualify for entry.

    1. Eligibility for Entry:

    This contest is open to legal residents of the regions mentioned above. Participants must be 18 years of age or older as of August 7, 2018. To be eligible for entry persons must have sent a transfer; made a bill payment or have sent a Mail-In entry as stated above during the qualifying period.

    Sponsor reserves the right, in its sole discretion, to modify or terminate the Promotion in the event of any act, occurrence, or reason that it believes would corrupt the integrity, administration, or fairness of the Promotion.

    1. Privacy

    Information submitted by entrants for the Promotion may be disclosed by Sponsor to third parties, pursuant to legal requirements. To opt out call: 1-866-735-6002.

    1. Prize Details

    Weekly Cash Back Prize

    One (1) customer will be randomly selected each week of the competition to receive a full cash back of their transfer transaction value sent. The cash back value is capped at a maximum of US$200 per selected winner. For instance, if the value of the transfer sent is US$100, the winner will receive full Cash Back of US$100. However, if the value of the transfer sent is US$400, the winner will receive the maximum Cash Back amount of US$200.

    A total of four (4) winners will be awarded prizes over the four weeks promotional period.

    1. General Rules

    o Employees of Jamaica National Group and its member companies including JN Money Services Ltd, its subsidiaries, namely: JNMS (USA) Inc., JNMS (UK) Ltd., JNMS (Cayman) Ltd., JNMS (Canada) Ltd., and their agents, including their immediate families (parents, siblings, spouse, and children) are not eligible to enter this competition.

    o Claiming Period: Winners will be notified by 12:00 p.m. on the day after selection. Winners must collect their prizes within 7 days of notification (which does not include weekends). If prizes are not claimed after this period, the Sponsor reserves the right to select an alternate entrant from the remaining eligible entries

    o JNMS (USA) Inc. reserves the right to delay, terminate or amend this promotion at any time. In any of these events, notice will be given to the participants via an advertisement.

    o JNMS (USA) Inc. reserves the right to use photographs of winners in promotional articles and publicity features, if the winners refuse, they will forfeit the prize.

    1. Eligibility for prize drawings will be determined by the following:

    7.1 Entry dated from August 8 and September 4, 2018.

    7.2 Transactions not cancelled.

    7.3 Mailed in Entries post marked from August 8 to September 4, 2018.

    7.4 Not be a previous winner in this Cash Back competition

    1. Selection for the prize winner will be governed by the following:

    A representative from the JN Group Internal Audit Department will be invited to oversee the drawing on the date outlines under “Date of Selection”.

    1. All participants must agree to abide by the rules of the Promotion. The decisions of JNMS (USA) Inc. regarding all aspects of the Promotion will be final.
    2. Participants who do not adhere to the terms and conditions of the Promotion are subject to disqualification.
    3. Method of selection of winner/s:

    At the end of each week, during the promotional period, a data pull will be requested from the JNMS Group Information Technology Unit detailing all qualifying transactions including the mail in entries received during the specified periods (outlined under Date of Selection).

    Drawing for the weekly cash back prize winner will be selected on or about the dates under “Date of Selection”. An additional ten (10) persons each week will be chosen as back up winners.

    The winners will be notified by telephone. Three consecutive telephone attempts will be made to reach each winner on the day of the draw no later than 12:00 p.m. of the following day. If JNMS has exhausted the number of attempts and calls were unsuccessful, the next person in line from the pre-selected back up entries will be selected.

    A failed attempt is when the phone rings without an answer, goes to voicemail or is busy or answered by someone other than the person JNMS is trying to reach. Winners will be asked to produce a valid ID (Passport or Driver’s license). If winners are unable to collect their prizes, someone else can do so on their behalf by producing a notarized authorization letter along with a valid identification of them self.

    Test of skill: The randomly selected persons will only be considered a winner once he/she satisfies the test of skill.

    1. Date of selection: There will be four (4) selection dates throughout the promotional period.

    Winners will be randomly selected each week at 10 a.m. on the drawing date at JN Money Services Ltd, 17 Ruthven Road, Building 2, Kingston 10.

    JN Money Back to School Cash Back Promotion Official Rules – USA SE

    1. Automatic Entry:

    All transactions (excluding mobile top up) sent during the Promotional Period- August 8 – September 4, 2018 will be automatically entered into the promotion. Customers who send a qualifying transfer during the promotional period will have a chance each week to win cash back.

    1. Mail In Entries:

    To enter the competition without conducting a Qualifying Transaction, send a letter by mail in an envelope with your full name, address and phone number with suitable postage to:

    3895 NW 24TH Street, Lauderdale Lakes, Florida, 33311

    Mail-in entries received without all the information requested above will be void. Limited to one entry per mailing envelop. Sponsor is not responsible for late, lost, incomplete, illegible or misdirected mail. Mail-in entries must be received no later than September 4, 2018

    The number of entries received per person over the Promotion Period is not limited, regardless of method of entry. A transaction will not increase your chances of winning. Odds of winning depend on the number of entries received within the Promotional Period. For more information regarding the use of entry information, see “Privacy” section.

    Entries received from the following regions will qualify to win the grand prize and consolation prize: USA – Florida and Georgia. Transactions from all other regions do not qualify for entry.

    1. Eligibility for Entry:

    Entry into the Promotion is only open to legal residents of the regions mentioned above. Participants must be 18 years of age or older as of August 7, 2018. To be eligible for entry persons must have sent a transfer with JN Money over the counter or online, made a bill payment or have sent a Mail-In Entry as stated above during the qualifying period.

    Sponsor reserves the right, in its sole discretion, to modify or terminate the Promotion in the event of any act, occurrence, or reason that it believes would corrupt the integrity, administration, or fairness of the Promotion.

    1. Privacy

    Information submitted by entrants for the Promotion may be disclosed by Sponsor to third parties, pursuant to legal requirements. To opt out call: 1-866-735-6002.

    1. Prize Details

    Weekly Cash Back Prize

    One (1) customer will be randomly selected each week, of the competition, to receive a full cash back of their transfer transaction value sent. The cash back value is capped at a maximum of US$200 per selected winner. For instance, if the value of the transfer sent is US$100, the winner will receive full Cash Back of US$100. However, if the value of the transfer sent is US$400, the winner will receive the maximum Cash Back amount of US$200.

    A total of four (4) winners will be awarded prizes over the four weeks promotional period.

    1. General Rules

    o Employees of Jamaica National Group and its member companies including JN Money Services Ltd, its subsidiaries, namely: JNMS (USA) Inc., JNMS (UK) Ltd., JNMS (Cayman) Ltd., JNMS (Canada) Ltd., and their agents, including their immediate families (parents, siblings, spouse, and children) are not eligible to enter this competition.

    o Claiming Period: Winners will be notified by 12:00 p.m. on the day after selection. Winners must collect their prizes within 7 days of notification (which does not include weekends). If prizes are not claimed after this period, the Sponsor reserves the right to select an alternate entrant from the remaining eligible entries.

    o JNMS (USA) Inc. reserves the right to delay, terminate or amend this promotion at any time. In any of these events, notice will be given to the participants via an advertisement.

    o JNMS (USA) Inc. reserves the right to use photographs of winners in promotional articles and publicity features, if the winners refuse, they will forfeit the prize.

    1. Eligibility for prize drawings will be determined by the following:

    7.1 Entry dated from August 8 and September 4, 2018.

    7.2 Transactions not cancelled.

    7.3 Mailed in Entries post marked from August 8 to September 4, 2018.

    7.4 Not be a previous winner in this Cash Back competition

    1. Selection for the prize winner will be governed by the following:

    A representative from the JN Group Internal Audit Department will be invited to oversee the drawing on the date outlines under “Date of Selection”.

    1. All participants must agree to abide by the rules of the Promotion. The decisions of JNMS (USA) Inc. regarding all aspects of the Promotion will be final.
    2. Participants who do not adhere to the terms and conditions of the Promotion are subject to disqualification.
    3. Method of selection of winner/s:

    At the end of each week, during the promotional period, a data pull will be requested from the JNMS Group Information Technology Unit detailing all qualifying transactions including the mail in entries received during the specified periods (outlined under Date of Selection).

    Drawing for the weekly cash back prize winner will be selected on or about the dates under “Date of Selection”. An additional ten (10) persons each week will be chosen as back up winners.

    The winners will be notified by telephone. Three consecutive telephone attempts will be made to reach each winner on the day of the draw no later than 12:00 p.m. of the following day. If JNMS has exhausted the number of attempts and calls were unsuccessful, the next person in line from the pre-selected back up entries will be selected.

    A failed attempt is when the phone rings without an answer, goes to voicemail or is busy or answered by someone other than the person JNMS is trying to reach. Winners will be asked to produce a valid ID (Passport or Driver’s license). If winners are unable to collect their prizes, someone else can do so on their behalf by producing a notarized authorization letter along with a valid identification of them self.

    Test of skill: The randomly selected persons will only be considered a winner once he/she satisfies the test of skill.

    1. Date of selection: There will be four (4) selection dates throughout the promotional period.

    Winners will be randomly selected each week at 10 a.m. on the drawing date at JN Money Services Ltd, 17 Ruthven Road, Building 2, Kingston 10.

    Telephone numbers

    UK: 0800-328-1622 | USA & Canada: 1-866-735-1622 | Jamaica: 1-888-991-4065 | Caribbean: 1-800-744-1163